While planning to visit
or relocate to Mexico, it is advisable that you begin looking into Mexico
insurance. When doing so, keep in mind
these 7 most important things to know about Mexico insurance.
Minimum
Mexico Insurance Coverage
If you will be driving
in Mexico, at the minimum, you should have Mexico
insurance in case of a car accident, which includes not only third party
liability, which is a requirement for driving in Mexico, but also collision
damage, personal accident and supplemental liability to have complete Mexico
insurance coverage when using private transport. You should also have
international travel insurance in case of the need for emergency medical
assistance.
Mexico
Insurance is legally required
Some visitors going
into Mexico think that their local car insurance covers them anywhere, but in
fact most of them don’t. If the policy does include coverage outside the
country of origin, chances are it is extremely limited. Moreover, the law
requires visitors to the country using private transport, whether a rental or
their own car to carry Mexican
insurance by a Mexican carrier.
Mexican
Insurance Should Include Emergency Medical Assistance
When purchasing Mexico
insurance online, including emergency medical assistance is important. A good international travel
insurance company can provide Mexico insurance that offers such coverage.
Mexican
Insurance Should Include Legal Assistance
Legal assistance, as
well as bail bond expenses is an important aspect of your Mexican insurance. It
is no joke getting arrested in a foreign country for an unfortunate accident; having
insurance would make the experience much less horrific. Copies of important
documents including Mexico insurance should be kept separate from the car in
case it is stolen.
Clear
and Understandable Language for Mexico Insurance
An insurance company
that specializes in assisting foreigners will provide a policy that is written
in both English and Spanish, so that the terms of the policy are clear for all
concerned. The Mexico insurance purchased online should have full
authentication from the Mexico government, and include clear instructions in
case of an accident, including important phone numbers. When carrying Mexico
insurance, keep the policy on hand together with the official receipt of
payment and keep in mind that the Spanish version will always prevail.
Mexico
Insurance Should Cover the Entire Trip
The Mexican insurance
you obtain should cover your entire stay in the country. Most Mexican insurance
companies offer any period of coverage as required, including daily and weekly
coverage.
Find
Reputable Mexican Insurance Online
The best way to buy Mexican insurance
in advance is to find a reputable online insurance company that specializes in
providing insurance to foreigners from the US and Canada. A reliable Mexico
insurance company would be able to provide the coverage required at a
reasonable cost.
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