Thursday, 26 February 2015

The dangers of a hurricane in Mexico and what I should do to protect my home



Mexico is not only a sought after vacation spot, but it is also a beautiful country to live in, beautiful coastal scenery, shopping and even the nightlife is fun and exciting for those who vacation or live there. Most people never take the time to consider natural disaster when they’re planning a trip or relocating to a beautiful country like Mexico. Hurricanes are disasters that everyone should always be prepared for when visiting or residing in Mexico. Mexico Hurricane season in Mexico runs from June through November each year and prior to the season beginning, people need to begin taking precautions to ensure their home, business or family will be safe when facing potential hurricanes and tropical storms.

On average, the climate in Mexico is mild and warm year round. Being on the water for boating and swimming is a favored activity for those vacationing along the coastline. Many US residents move to Mexico to set up business and to live in the country full-time due to the beauty of the area, especially along the coastline in cities like Baja and the surrounding coastal areas. Preparing for foul weather even when it is nice and sunny is a must in order to ensure not only property damage will be at a minimum, but that personal injury or loss of life is prevented as well.

A very important thing to include in preparation for hurricane season is to pack an emergency supply kit. The kit should include enough non-perishable food and enough bottled water to last each person in the home at least three days. Also flashlights and extra batteries, a weather radio and first aid supplies should be in the kit. Kits can be put together on your own, or they are available through the Red Cross as well. Another great suggestion is to stock up on sand bags throughout the year. When a hurricane strikes, the aftermath that includes flooding is quite often more destructive than the hurricane itself when it reaches land.

Business and residential neighborhoods should make sure the storm drainage system is cleaned out periodically. When storm drains are filled with leaves and other debris that flows into them, they can back up and cause severe property damage when flood water begins coming in. A hurricane can come hundreds of miles inland when it reaches the coastline and can damage homes and properties due to the high winds and rain that it brings with it.

While landscaping will make your home and business property look spectacular throughout the year, it is best to make sure that limbs and branches of shrubs or trees are trimmed down and that all plants are secured. Damaging winds can cause plants to fly away and cause serious damage to property as well as to people. Winds from a hurricane can rise in excess of 150 miles or more per hour so precaution must be taken when facing a hurricane coming inland. Winds can cause unsecured items left in yards to fly through home and vehicle windows as well as into people which could result in serious injury or death.

Mexico Hurricane Insurance is recommended for anyone who lives in or has a business in Mexico. For travelers, a basic travel insurance policy will often cover hurricanes and other natural disasters that may cause a vacation to be shortened or cancelled. Having the right insurance protection in place can save a person thousands of dollars for unexpected trip cancellations, or property and personal damage during a hurricane.
Hardware stores generally sell out of things like hurricane window tape and boards very quickly once a hurricane has been spotted or announced to be heading inland. It’s always best to have items already stored and easily available in the event of a hurricane rather than rushing to try to locate them when everyone else is doing the same thing. During a hurricane, water and electricity often go out and can be out for several days. An emergency generator is a good idea to be able to have electricity in your home or business. Be sure to always run the generator outdoors and never inside as the fumes from the fuel can be deadly. It’s also best to stock up on flashlights and batteries and not use candles. Candles can fall over and cause fires that can damage or destroy a home as well as be deadly for people who may be inside. Being prepared for hurricane season in advance is a necessity for people to keep their home and family safe during the storms.


This article providing information on Hurricanes in Mexico is brought to you by your Mexico Insurance Experts, West Coast Insurance Services; providing the most competitive rates in Mexico. Visit www.WestCoastRi.com

Saturday, 21 February 2015

7 Most Important Things to Know about Mexico Insurance



While planning to visit or relocate to Mexico, it is advisable that you begin looking into Mexico insurance.  When doing so, keep in mind these 7 most important things to know about Mexico insurance.

Minimum Mexico Insurance Coverage

If you will be driving in Mexico, at the minimum, you should have Mexico insurance in case of a car accident, which includes not only third party liability, which is a requirement for driving in Mexico, but also collision damage, personal accident and supplemental liability to have complete Mexico insurance coverage when using private transport. You should also have international travel insurance in case of the need for emergency medical assistance. 

Mexico Insurance is legally required

Some visitors going into Mexico think that their local car insurance covers them anywhere, but in fact most of them don’t. If the policy does include coverage outside the country of origin, chances are it is extremely limited. Moreover, the law requires visitors to the country using private transport, whether a rental or their own car to carry Mexican insurance by a Mexican carrier.

Mexican Insurance Should Include Emergency Medical Assistance

When purchasing Mexico insurance online, including emergency medical assistance is important. A good international travel insurance company can provide Mexico insurance that offers such coverage.

Mexican Insurance Should Include Legal Assistance

Legal assistance, as well as bail bond expenses is an important aspect of your Mexican insurance. It is no joke getting arrested in a foreign country for an unfortunate accident; having insurance would make the experience much less horrific. Copies of important documents including Mexico insurance should be kept separate from the car in case it is stolen. 

Clear and Understandable Language for Mexico Insurance

An insurance company that specializes in assisting foreigners will provide a policy that is written in both English and Spanish, so that the terms of the policy are clear for all concerned. The Mexico insurance purchased online should have full authentication from the Mexico government, and include clear instructions in case of an accident, including important phone numbers. When carrying Mexico insurance, keep the policy on hand together with the official receipt of payment and keep in mind that the Spanish version will always prevail. 

Mexico Insurance Should Cover the Entire Trip

The Mexican insurance you obtain should cover your entire stay in the country. Most Mexican insurance companies offer any period of coverage as required, including daily and weekly coverage.

Find Reputable Mexican Insurance Online

The best way to buy Mexican insurance in advance is to find a reputable online insurance company that specializes in providing insurance to foreigners from the US and Canada. A reliable Mexico insurance company would be able to provide the coverage required at a reasonable cost. 

Mexico insurance is not something that should be disregarded when considering a trip to the country. You don’t want to ruin your stay by being caught unprepared for the emergencies or accidents that may occur, even if you only plan to stay for a short while. Aside from protecting yourself and the people with you, it will also protect your pocket book. Being prepared with the appropriate Mexico insurance for your needs will enable you to relax and have peace of mind. Visit your Mexico Insurance Experts at www.WestCoastRi.com.

Thursday, 12 February 2015

Tourist Car Permits when crossing the border to Mexico & What parts of Mexico require Permits



Aside from the law requiring Mexico Auto Insurance, the law in Mexico also requires that vehicles entering the country which are of foreign origin (not registered in Mexico) must obtain provisional importation licenses, sometimes called temporary import permits, or tourist car permits.  This law applies to everyone, even Mexican nationals who bring in foreign cars, although the requirements for foreigners are different. The only time that tourist car permits are not required is if the vehicle crosses the border between the US and Mexico, but stays within the border zone, which is about 18 miles inland.

Where Are Tourist Car Permits Required?

Tourist car permits are required in all parts of Mexico for foreign-registered cars for the duration of their use in the country. However, if you only plan to go to Sonora, you can obtain a permit for that state only, but you must specify Sonora only.

How to Obtain Tourist Car Permits

Tourist car permits (all of Mexico or Sonora only) may be obtained at any BANJERCITO branch anywhere from 7 to 60 days before entering the country. BANJERCITO is the Banco Nacional del Ejército, Fuerza Aérea y Armada S.N.C., which is the banking and credit service provider for the members of the Army, Air Force and Navy of Mexico, as well as the general public. There are BANJERCITO branches in Arizona, Texas and California. You may also apply for tourist car permits online from the BANJERCITO website, but the costs may be a bit more, and you will have to send scanned copies of the required documents.

Can I get a Permit for Any Vehicle?

Tourist car permits may only be granted for vehicles with a capacity of up to 3.5 tons, and private vehicles must be under the name of the tourist, his or her spouse, and children. Other requirements include (original and photocopies):
  • Passport
  • Valid Driver’s License
  • Vehicle Certificate of Title
  • Vehicle Registration
  • Proof of  Mexico Auto Insurance
  • For loaned or leased vehicles, an affidavit the lien holder authorizing temporary importation
  • Cash or credit card payment for the guarantee that the vehicle will leave the country on  or before the expiration of the permit
  • Payment of tourist car permit fee (currently US $48.84, subject to change without notice)
The amount of the guarantee depends on the model of the vehicle. This amount will be refunded when the vehicle exits Mexico, provided it is within the prescribed period of the permit. The required guarantee may be charged to a credit card or paid with cash. The amounts are as follows and are subject to change without notification; we recommend to check with Banjercito.
  • 2007-2012= US $400
  • 2001-2006= US $300
  • Older models= US $200
It is important that tourist car permits are surrendered before exiting Mexico and before the permit expires. Otherwise, you will not be allowed to drive into Mexico again. You can have your permit canceled by going to the Banjercito / Migracíon complex. An employee will record, scan and scrap off the car permit from your windshield and provide you with a computer-printed receipt that confirms your permit cancelation.

Another important aspect of tourist car permits is that it is strictly subject to the laws of the land. Any transgression of applicable laws will result in the disapproval or cancelation of the permit and other sanctions that may apply.

To find more information or to apply for a tourist car permit in México visit http://www.banjercito.com.mx/.

To secure a competitive proposal for your Tourist Mexico Auto Insurance visit your Mexico Insurance Experts at www.WestCoastRi.com

Saturday, 7 February 2015

Get Insurance Policies that Protect Every Aspect of Your Life



Everyone knows that you need to protect the things and the people that are the most valuable to you. As time has passed, the way to protect these things has changed. The protection you need in today's modern world comes in the form of insurance policies. Insurance policies not only protect the important things in your life such as your home or car, but can also protection your health and the lives of people you love. A great insurance policy is like a wall that both protects and supports you in times of trouble.

Having insurance means protecting you and your loved ones. A good insurance company will ensure that you have the policies you need to be protected. They will stand by your side in times of trouble to make sure that your insurance is doing its job. If you've been looking for a company that can provide you with good insurance policies at great rates, then you can count on West Coast Mexico Insurance Services. They offer a variety of policies for your home, car, health, and travelers insurance Mexico.

Traveling can be a great experience. Sometimes it is required for business and other times you just might be taking a vacation. In either case, it is important to protect yourself on your trip, so it is crucial that you purchase travelers insurance. West Coast Mexico Insurance will help you choose an insurance policy that works great with your individual situation. Before purchasing an insurance policy, it is of course important to read through and understand all of the terms and conditions. West Coast Mexico Insurance takes a crystal clear approach to helping you choose your policy, and will make sure you understand every aspect of your policy before you purchase it. They will answer any questions you might have about your travel insurance Mexico.

Having travel insurance means you can stay tension free and enjoy your trip without worrying about the unexpected taking you unawares. If you are injured, lose your luggage, or any variety of other accidents happen, you can rest assured that you are protected against financial loss by your insurance.

If you’re searching for excellent Travel Insurance for Mexico Visit our website to get your protection today @ www.westcoastri.com