The bottom line for getting the right boat insurance in Mexico

Boat owners, quite rightly are pretty fastidious about their insurance. Marine insurance is no joke, and when you’re talking about getting insurance in another country, it can be tricky, particularly if you’re new to the country and don’t know your way around.

Boat insurance has always been a bit more complex than “normal” insurance. The range of liabilities is different, to start with. There’s a difference between car insurance and insuring yourself for an encounter with some of the big ships in the Gulf or on the west coast, or having a problem resulting from “interesting” maneuvers by other boats.

If you’re looking at your needs for boat insurance for Mexico there’s a company called West Coast Mexico Insurance (aka West Coast Insurance in the US) which is a good benchmark service for American boat owners. This company is a general insurer as well as a marine insurer, and they specialize in providing insurance for expat Americans.

This is a good all-round business model for their clients, too. They operate on both sides of the border, and their insurance is “American style” insurance, so it’s very easy to understand. Even people who’ve lived in Mexico for years tend to prefer the familiar insurance model.

 (It really doesn’t matter how well you speak Spanish when you’re talking insurance. The rules differ, the laws differ, and the cover differs according to Mexican law. The best move is to stick with the coverage you really do understand.)

Their Mexico boat insurance is also tailored to the realistic risk exposure and coverage needs of their clients. If you’re a marine business, for example, your range of risks and liabilities will be very different from a vacation cruiser. They make sure that cover is appropriate for risk management, and that the amount of cover is right for your needs.

For more information, please see their website here at www.westcoastri.com. The first thing you’ll notice is that they’re a real one stop shop for insurance. The next thing you’ll notice is that there are plenty of choices of insurance cover. Take the time to explore, then call them and discuss your needs. It will be worth it.

How to Get the Best Boat Insurance in Mexico to Protect Your Valuable Asset

If you’re a boat owner, you may well already know the story about finding boat insurance a bit too well. It’s a question of getting good, do-everything coverage at the right price for the right amounts. That can be very much an acquired taste, and very time consuming. In Mexico, if you’re an expat American, dealing with insurers can be a bit of an issue, too. Even if you speak excellent Spanish, it’s a matter of talking business that works the way you want it to work. 

Boat insurance, on either side of the country, involves a range of cover requirements, obviously including accidents, theft, natural events, and damage. Whether you’re sailing in the Gulf or the Pacific, best practice for consumers is good general cover, and/or any required business or personal liability cover you may consider necessary.

(A note at this point – Overall, personal liability and business cover are good options for boat owners, particularly in busy ports. Mexico, like the US, can be a place for intensive litigation in some circumstances, so this added dimension to basic cover is a good general precaution.)

Now the good news – There’s a company called West Coast Mexico Insurance Services which specializes in offering insurance for expat Americans in Mexico. They operate both sides of the border, and they have a very handy business model for people doing business in Mexico. They’re a general insurer as well, and if you’re looking for boat insurance in Mexico, you can package it with their Mexican condo insurance, business insurance, and other cover you may want.

They work to a US standard of governance, which is a useful benchmark for expats, who may or may not be aware of the Mexican laws and rules regarding insurance. As a basic rule of thumb, their insurance is very much in the US mode, easy to understand and explore when you want good cover.

For more information about their products and services, please see their website here at: www.westcoastri.com. If you have questions or need to discuss specific requirements, you can contact them directly in the US or Mexico by phone or online.

Get Great Insurance at Extremely Low Rates

Insurance is designed to protect you financially in the face of unknown risks. It protects all aspects of your life from your car and your home to your health. A lot of insurance nowadays is a scam; you pay high premiums and there are loopholes in the policies that mean you aren't fully covered. No one wants to think that they are going to be a victim of an accident or fall prey to an illness, but you can never know for certain. That is why you want to be protected by having a great insurance policy that keeps you fully covered.

The first step to getting the right insurance is to find a reliable insurance provider. Doing thorough internet research is a great place to start, as you can read customer reviews about the company to ensure they are trustworthy and provide effective insurance policies. If you're living or working in Mexico, or traveling to Mexico, then you should get insurance from West Coast Mexico Insurance Services. They are a reputable insurance provider that provides quality insurance policies at cost-effective rates.

They can provide you with a wide range of Mexico health insurance and other policies to provide you with complete protection. They have been in operation since 2004, and their team of highly experienced insurance underwriters will provide you with customized policies that match your specific needs, so you're not paying for coverage that you don't need, or missing any coverage that you do need.

West Coast Mexico Insurance Services provide insurance policies to families, individuals, and businesses. If you're looking for expat health insurance, car insurance, boat insurance, home insurance, or a wide range of other policies, then they should be your first stop.

 To find out more, you can visit their website at www.westccoastri.com.

Purchase Medical Insurance from a Leading Company

Every individual should be covered by health insurance, no matter where they live. All assets that are important should be protected by insurance, and nothing is more important than your health and your life. People tend to purchase insurance for their houses, cars, and other expensive things that they have bought, but most make the mistake of thinking they will never need health insurance. There are plenty of different types of insurance to choose from, but you have to be sure you're purchasing your insurance from a reliable provider. If you're living in Mexico, then you can count on West Coast Mexico Insurance Services.

They have been providing clients with cost-effective insurance since 2004, and are recognized as a a premier insurance provider. They provide a wide range of insurance policies including cars, homes, boats, and health insurance. You can also purchase insurance meant for travel such as single trip international travel medical, multi-trip international travel medical, expat, group long term international medical, air evacuation plans, California health plans, marine crew, US short term, student international, and more. 

You can approach them for insurance for your car, condo, boat, home, and more. If you're looking for Mexican home insurance, then they are the place to go. Their Mexico Home Risk Coverage Policy includes dwelling coverage (replacement cost), personal property and other structures coverage, loss of use/ loss of rents, glass breakage, and more. Be protected from home invasions and damage that occurs due to natural disasters such as earthquakes and flood.

West Coast Mexico Insurance Services provides quality and customized Mexican commercial insurance policies so you can get the protection you need at the cost you want. If you're looking for insurance, then they should be your first call.

To learn more about their policies and their services by visiting their website at www.westcoastri.com.  

5 Thing to Remember When Driving in Mexico

As your Mexico trip looms closer, it's time to go over last minute details. There are certain things you want to touch up on, so that you are well-prepared, especially if you are planning to drive into Mexico from the U.S. For example, there are strict laws and unspoken customs that you need to keep in mind throughout your trip. Here are 7 things you should keep in mind when driving in Mexico.

Don't Forget to Get Your Permit

If you're planning to drive outside of the Border Zone, or Free Trade Zone, you'll need to obtain a permit. This zone is approximately 20 to 30 kilometers (12.4 to 18.6 miles) south of the border. The temporary permit is necessary beyond this point and will be valid for six months when driving in Mexico. You have to go to the customs office to obtain the permit. Make sure to bring the following things with you:

l  Car registration

l  Driver's license

l  Major credit card with your name on it

l  Car registration

l  Proof of identification, i.e. a birth certificate or passport

l  Competed immigration form (tourist card)

l  Leasing contract (for a leased vehicle)

l  Mexico Auto Insurance

Once you have shown all of these items, you will also have to place a bond on the permit before you'll receive it. You can get this money back if you return the permit before the expiration date.

Keep Your Eyes On Other Drivers

In America and other countries, you're used to a lot of road signs and drivers abiding by those rules. When driving in Mexico, the signs aren't always available, which leaves it up to you and others on the road to be cautious and courteous. When coming to intersections, make sure it's clear before crossing.

Drive On Toll Roads

It's recommended by the U.S. State Department to drive on toll roads, also known as cuotas. This will help to boost your safety while driving. They tend to have better road conditions as well. You'll have the choice between cuota and libre (free) roads, so your best bet is to choose the toll road.

Be Wary of Various Road Elements

If this is your first time traveling in Mexico, you will find that there are a variety of road elements that can sneak up on you, if you're not careful. For instance, topes, which are speed bumps. You'll find these placed in places where you least expect it (thanks to there being no warning signs), which can damage your vehicle. Also watch out for potholes and left-hand highway exits.

Drive During the Day

There are two main reasons why driving during the day proves to be safer for tourists, thieves and unfavorable road conditions. It's a good idea to at least get to know your area in the daytime before you start driving at night. This will allow you to see road elements that you otherwise you wouldn't see. Then you can watch out for them after the sun sets. Overall, daytime driving is safer and easier.

Whether you're driving your own vehicle or a rental into Mexico, make sure that you have sufficient Mexican auto insurance with sufficient coverage. You never know what may happen during your trip!